Preventing Fraud Amongst Seniors

Unfortunately, many scam artists see seniors as easy targets for committing fraudulent schemes. The reason for this is that a lot of modern day scams rely on the internet, phone or even door to door and the trusting nature of the target. It’s hard to protect the seniors in your life because you can’t be with them day and night. Its important to take time to sit down with your loved ones and have discussions about the possibility of scam artists trying to commit fraud against them. There are many tips available to seniors that will help them to pick up on any red flags and avoid being scammed.

The most common scams come through emails, over the phone or in person from scam artists who come to the door. Helping them look over their email and unsubscribing or blocking emails from users they don’t know can help your loved ones to avoid these scams. These scams are easily able to ignore, but phone scams and in person scams are harder to avoid. It is important to help the seniors in your life to be more aware of the types of scams that are being targeted towards them and how to combat them.

Transferring/Sending Money

Seniors should never transfer money or give their credit card or banking information to any unknown parties or companies no matter what it is for. Anytime they need to provide any banking or credit information, seniors should show great caution. It is also a good idea to suggest that the seniors in your life are monitoring their banking. This way they will know quickly if something suspicious is happening in their accounts.

Signing Paperwork/Contracts

Anytime seniors are asked to sign paperwork or a contract they should ensure they seek a second opinion. It is important to have someone they trust look over anything they are signing just to double check that everything is in order.

Personal Information

It is important that seniors do not give out their personal information, especially through email or over the phone. Passwords and your social insurance number are extremely important and secret and should not be shared. Scam artists can use this information to apply for credit cards and pay for goods and services using your identity. Seniors, who have often accumulated good credit scores, and considered easy targets for identity theft.

Be Available

It is important for the seniors in your life to know you are available and un-judgmental in these situations. If something seems too good to be true, it probably is and if you set up a trusting and understanding relationship with any seniors in your life, they will be more likely to confide in you in these situations. That way you will be able to help coach and guide them away from any schemes or negative situations.

The Benefits of Artistic Activities for Seniors

Whether or not we consider ourselves creative people, artistic activities can have large benefits for everyone. The more a person practices an activity the better they become as they develop the skills of that particular activity. Whether it be painting, drawing or writing poetry, using a creative outlet can have a great effect on confidence and can help seniors to express themselves.

Stimulate the Brain

 For most people, loving art is natural. Whether it be reading great literature or appreciating great photographs or artwork. These activities can bring a lot of joy and can even evoke memories of the past. While appreciating the artwork of other can do this, partaking in art yourself can have these effects as well as seeing others to enjoy something you have created. Painting, drawing and other artistic activities can also be extremely relaxing for seniors and serve as a distraction for stress.

Alleviate Boredom

 Any activity out of the ordinary day-to-day schedule can help to alleviate boredom. Crafting can be a great distraction for seniors as it is a good way to keep the mind preoccupied. Crafting or other artistic activities like painting and drawing take a lot of concentration which is great for seniors who suffer from depression or find themselves bored a lot of the time.

 Improve Hand-Eye Coordination

Artistic activities can help improve dexterity. Crafting, painting or drawing all take a lot of focus as well as a lot of detailed movement. Using brush strokes, knitting, crocheting and a lot of other crafting requires the use of repetitive hand movements. This improves hand muscles and will help seniors in other daily activities.

A Sense of Purpose

 Creative activities can also be a huge factor in creating a sense of purpose. Oftentimes, seniors struggle with finding purpose in life once they have retired, their kids have grown up and they have no other responsibilities. Having a creative outlet can help seniors to find a new purpose. Knitting a blanket for a grandchild or an embroidering a pillow for another family member can not only give a senior a sense of purpose, but also a sense of pride in their accomplishment and the joy they feel in sharing their hard work with a loved one.

Finding the Right Creative Outlet

Some seniors may feel that they don’t have the creative skills to craft or take part in any other artistic activities, but it just takes encouragement and practice to be able to learn any of these skills. For those seniors who feel they are not artistic enough to do more complex projects, try collaging or creating a scrapbook with old photographs.

Seniors – How to Talk to Your Doctor

For people of all ages, it can be intimidating talking to your doctor, but for seniors it can be even more intimidating. The current generation of seniors, generally speaking, is more closed off about personal issues than their younger counterparts and often will wait longer to deal with an issue which usually makes whatever the ailment is, worse. It is important to tell your doctor any symptoms you are having or if there is anything about your body that you are worried about. Those who are uncomfortable bringing up issues with their doctors are not alone as it is a very common problem. Here are some tips to help you speak candidly to your doctor about any of your issues.

Bring a Friend or Family Member

Sometimes having a close friend or family member who is aware of or familiar with any conditions you may have at your appointment with you can be a big help. This way you will have your support system built in to the appointment, but you will also have someone there who knows your conditions or symptoms you may have. They will be looking out for you and may be willing to ask any questions you forget or don’t want to ask.

Write Down Questions or Concerns Before the Appointment

Going to visit your doctor can be stressful and in stressful situations our brains often don’t work the same as they would when in a regular situation. Sometimes this means forgetting to ask the right question or not asking out of fear of sounding ridiculous, but writing down any questions or concerns you may have or any symptoms you may experience will only help your doctor to make more informed prognoses or suggestions on how to better care for your body. If you have written your questions down, you can go through them one by one and make sure you have a full understanding of everything. You can also show your doctor your list of questions, if you are too embarrassed to ask them aloud.

Ask About Treatment Options

Sometimes a doctor will prescribe their recommended form of treatment option whether it be medication, nutritional guidance or specific exercises. You should always ask your doctor about what other treatment options are available. Its important to find the right treatment option for you and if you feel more comfortable with an alternative option that your doctor is able to verify and explain, then it is always worth asking.

Ask About Causes, Prevention and Ways to Improve Your Life

If you are worried about any particular ailments, you should ask your doctor how best to prevent them. Your doctor is knowledgeable in the best ways to keep you healthy. If they suggest you start exercising more, or eating more or less of a certain type of food, they are doing so because they want you to be on a healthy lifestyle path. Your doctor is your best resource for knowledge and advice on your health and being honest with them will keep you healthier and happier.

Back to School – The Best Ways to Ensure You’re Prepared!

The beginning of September can be an extremely stressful time for most families. After having two months off school, most children aren’t excited to go back to the routine that is the school week. Children are often stressed about social and academic situations, while parents try hard to ensure they’re children are prepared for school both emotionally and materially. Parents also have the stress of figuring out before and after school care for their younger children. With everything that goes into preparing your child and yourself for back to school, it might seem overwhelming. Here are some tips to make sure everyone is prepared in the most fun and low stress ways possible.

Back to School Shopping

The first thing you need to do when thinking about back to school shopping is to take an inventory of everything you already have. Once you know what you have, its easier to make a list of what you still need. Although sometimes shopping with your kids can be more complicated than doing it on your own, bringing your children will help them to feel more prepared for school. Letting them make choices for the types of notebooks they get or some new outfits will help them to feel more comfortable with going back to school. This way they will feel like they are going back to school they way they want to look and present themselves which can be a big confidence booster.

Meal Prep

One of the most time consuming and stressful tasks for parents and children old enough to make their lunches, is finding the time to prepare all the meals. Luckily, there are many great recipes and tutorials that can now be found online that show you how to create healthy and varied lunches for an entire week. You and your child can work on most of these recipes together and create their lunches. Choose a night once a week like Sunday, to create the five meals your child will bring to school.

Start Your Routine Early

The summer can bring a lot of bad habits like staying up late and sleeping in. Since these bad habits don’t lend themselves to school and learning, help your children by setting a bedtime and acclimatizing them to it before they go back to school. Starting a week before school starts is a good idea to get your children used to going to sleep and waking up at school appropriate times.

Take Some Family Time

Once the kids go back to school, it becomes a lot harder to make time to spend as a family. With after school curricula’s, work and playdates, sometimes it can feel like there is no time to spend together as a family. Before the kids go back to school, make sure to make use of the time you have left. Plan a board game night, or a nice night out for dinner and a movie. This will be nice time together, but may also offer a distraction from the stresses that can come with going back to school.